Payments
Helping merchants accept digital assets from customers across borders.
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Payments & Financial Services
Payments & Financial Services runs the group’s money businesses: a merchant payment gateway, a stable coin and a gold-backed coin, fiat conversion, on- and off-ramps, crypto banking and on-chain insurance.
Focus areas
Stable value
Offering stable and gold-backed digital assets for saving, paying and settling.
Banking and protection
Bringing accounts, cards, currency conversion and insurance together.
Our companies
7 operating companies in Payments & Financial Services.
Payment Gateway
Panda Pay
Panda Pay is a crypto payment gateway for merchants who want to accept digital assets from customers across borders.
- Customers
- Online and in-store merchants, and group companies such as Bookago and Bobigo that take crypto payments.
Stable Coin
EUSD Coin
EUSD Coin is a pegged stable coin used for payments, settlement and trading pairs on Ecrox Chain.
- Customers
- Merchants, traders and anyone who wants a steady unit of value on-chain.
Pegged Gold Coin
Ecrox Gold
Ecrox Gold is a gold-pegged coin backed by physical gold, bringing a hard asset on-chain.
- Customers
- Savers and traders who want exposure to gold in a digital, transferable form.
Fiat to Crypto
Fiat Swap
Fiat Swap converts local currency to crypto and back in a few steps.
- Customers
- First-time buyers and anyone moving between bank money and digital assets.
On Ramp / Off Ramp
Ramp with Ecrox
Ramp with Ecrox is an on-ramp and off-ramp service that connects bank money with the Ecrox ecosystem.
- Customers
- Customers and apps that need to move funds between bank accounts and Ecrox Chain.
Crypto Banking
Ecrox Bank
Ecrox Bank provides crypto banking services that bring accounts, cards and digital assets together in one place.
- Customers
- Customers who want to manage everyday money and digital assets side by side.
Insurance
Assurous Insured
Assurous Insured offers blockchain-based insurance, with policies and claims recorded on-chain.
- Customers
- Individuals and businesses that want cover with a transparent record of policies and claims.
Availability of each financial service depends on the customer’s country and local regulation.
Other divisions
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Digital Infrastructure
Digital Infrastructure builds and operates the technology every Ecrox business depends on: a Layer 1 blockchain, its native digital asset, a self-custody wallet, security services and a developer community.
Ecrox Chain, Ecrox Coin, Ecrox Wallet, Blockchain Developers, Hylox Security
Trading & Markets
Trading & Markets operates the group’s trading businesses: a centralised spot exchange, a decentralised exchange, a perpetual futures venue and automated arbitrage technology.
Ecrox Exchange, Ecrox Swap, Eacx Exchange, Botako
Consumer & Entertainment
Consumer & Entertainment runs the group’s consumer brands: a streaming platform, a short-video app, travel booking, online shopping and two games, each built to reward and serve everyday users.
Cinex OTT, Hukoko, Bookago, Bobigo, Loot Wars, Ecrox Gaming
Work with Payments & Financial Services.
Partnerships, media and business enquiries for this division start here.